News
How to Run a Home Insurance Checkup
6+ hour, 30+ min ago (1101+ words) If you don't have sufficient coverage, your out-of-pocket costs in a claim could be through the roof. As summer approaches, so do the storms. Tornado activity often peaks in the spring and early summer, and the Atlantic hurricane season starts…...
Would Illinois's New Insurance Law Help or Hurt Your Wallet?
2+ week, 4+ day ago (713+ words) Illinois is on the verge of passing new consumer protection laws, but the insurance industry says it's bad news. Senate Bill 1486 is currently awaiting a vote in the Illinois Senate, and it's already being met with a mix of enthusiasm…...
Kiplinger Readers' Choice Awards 2026: Homeowners Insurance Companies
2+ week, 6+ day ago (540+ words) The results of the Kiplinger Readers" Choice Awards' best homeowners insurance company category. Respondents made their judgments on such criteria as their interactions with customer service, the likelihood they would recommend the product or service to others, and their overall…...
What Is the 1% Deductible Rule in Home Insurance?
6+ mon, 4+ week ago (693+ words) You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in. Your insurance deductible is the portion of any covered repairs that…...
What Is the 100, 000-Mile Rule in Car Insurance?
1+ year, 1+ day ago (1226+ words) Can the 100, 000-mile rule help you avoid overpaying for car insurance you don't need? Here's what you need to know. Car insurance companies spend a lot of time explaining the different types of car insurance and why you need all…...
6 Ways Seniors Can Save on Home Insurance
1+ mon, 3+ week ago (873+ words) Don't let soaring insurance premiums eat into your retirement income. Alongside surging gas prices and a stubbornly high grocery bill, home insurance premiums have also been creeping up over the last few years. In the last year alone, average home…...
The High Cost of Sunshine: How Insurance and Housing Are Reshaping Snowbird Living
3+ mon, 1+ week ago (1619+ words) The snowbird lifestyle is changing as insurance and housing costs climb. Here's how retirees are adapting and where they're choosing to go. Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more…...
Why Your Home Insurance Might Not Protect You If Someone Else Lives There
3+ mon, 3+ week ago (689+ words) Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims. If you own a second home, such as a vacation property, second home insurance can…...
Is Home Insurance Tax Deductible?
4+ mon, 2+ week ago (712+ words) With home insurance rates on the rise, you might be hoping to at least claim the soaring cost as a tax deduction. Here's what you need to know ahead of tax season. Homeownership is expensive enough as it is. So…...
Do You Have an Insurance Coverage Gap for Your Valuables? You May Be Surprised to Learn You Do
4+ mon, 3+ week ago (1116+ words) Standard homeowners insurance usually has strict limits on high-value items like jewelry and art, so you should formally "schedule" these valuable possessions with your insurer to ensure they are fully covered against loss, damage or theft. People love expensive things....