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Lawyer explains your rights if neighbour's hedge blocks light in your garden
1+ hour, 37+ min ago (334+ words) With many households expected to spend more time outdoors and look for ways to enjoy cooler garden spaces, questions have been raised about what can be done if a neighbour's hedge is blocking sunlight. Employment lawyer Daniel Barnett highlighted that…...
Lexington, KY Or Myrtle Beach, SC? Where Does A $1 Million Retirement Go Further?
5+ hour, 49+ min ago (764+ words) Lexington's annual budget of roughly $70 K leaves a $20 K cushion, while Myrtle Beach's higher costs shrink that buffer by more than half. A $4, 500 coastal insurance policy growing at 7% annually triples by year 20, hiding Myrtle Beach's true long-term carrying costs. Myrtle…...
People Moves: Platinum Specialty Underwriters Adds Mc Garry, Berger to Property Program
10+ hour, 7+ min ago (277+ words) Platinum Specialty Underwriters, a specialty underwriting platform announced the addition of two experienced property insurance leaders, Bryan Mc Garry and Adam Berger, to support the continued growth and expansion of its property capabilities with program launch later this summer. Mc…...
Why Are Property & Casualty Carriers So Profitable?
17+ hour, 8+ min ago (399+ words) Property and casualty carriers have made fortunes over the last two years. In fact, they have been profitable for 30 of 31 years. The exception was after the 9/11 attacks, when they threw in all the reserves they should have made in years…...
Umbrella Traps: Errors That Create Trouble in the Layers
17+ hour, 8+ min ago (782+ words) There are many reasons a business or individual might buy umbrella coverage. They may have current assets that they want to shield from the potential for loss. They may also be planning to shield future assets. They may just want…...
Colorado Governor Signs Law Aimed at Lowering Homeowners Insurance Costs
17+ hour, 8+ min ago (231+ words) Colorado Gov. Jared Governor Polis signed a bill into law that proponents say will lower the price of homeowners insurance in Colorado, Polis signed SB26-155, called Increase Access Homeowner's Insurance Enterprise, designed to make it more affordable for residents to get…...
Reinsurers Bring Strong Risk Appetite to Florida's June Renewals: Guy Carpenter
17+ hour, 8+ min ago (531+ words) Legal reforms, improved building resilience, and disciplined underwriting have combined to restore confidence in the Florida re/insurance market, leading to increased capacity as well as improved terms and pricing during the June reinsurance renewals, according to Guy Carpenter. Since…...
The Big Dog Is Off the Tech Porch: State Farm as 'Next Gen Good Neighbor"
17+ hour, 8+ min ago (1743+ words) You'd have to roll back the calendar a few decades to find a time when competitive moves by the nation's biggest auto and home insurer were described with the phrase, "The big dog is off the porch." Still, against the…...
Moody's: US Faces $375 B in Uninsured Flood Losses From 1-in-100-Year Event
17+ hour, 8+ min ago (390+ words) The U. S. faces a widening gap between growing flood risk and the take-up of flood insurance, potentially exposing the nation to more than $375 billion in aggregated uninsured flood losses from a 1-in-100-year event, according to a new whitepaper from Moody's....
Roof Costs Soar Even as Claims Decline: Verisk
17+ hour, 8+ min ago (563+ words) Hail volatility and aging roofs are driving higher residential replacement severity, a new study by data analytics and technology provider Verisk finds. Roof losses didn't slow despite a 20% decline in overall claims volume in 2025. Data showed that average U. S. residential replacement…...