4+ day, 18+ hour ago   (676+ words) New Zealand’s flood risk models have a structural gap, and two pieces of research published within 24 hours of each other in late August 2026 have made it impossible to overlook. Read together, the two reports define the same problem from different…...

1+ week, 4+ day ago   (539+ words) An insurer can tell a customer exactly what their premium is, but explaining why it landed at that particular number can be considerably harder. That gap is becoming more consequential as underwriting draws on wider sets of personal, behavioural and…...

1+ week, 5+ day ago   (465+ words) The analysis, published as part of the ICA's annual Insurance Catastrophe Resilience Report, draws on Cotality's Cordell Construction Cost Index (CCCI). It shows building costs rose around 30% in the five years to March 2026, against consumer price index growth of about 24% over…...

2+ week, 5+ day ago   (202+ words) Hurricane Lala triggered a $200,000 payment on a policy built to protect a natural asset rather than a building. For an industry still selling the promise of parametric coverage, it's a rare real-world proof point. When Hurricane Lala hit the Big…...

2+ week, 6+ day ago   (567+ words) Firefighters are due to leave the New Forest later today, two weeks after a blazing van sparked a wildfire that went on to destroy more than one square kilometre, or 247 acres, of the national park. The A31 dual carriageway between Southampton…...

3+ week, 2+ day ago   (472+ words) Insurance Business Five heatwaves, flash floods, and a 3.9% rise in rebuild costs - the case for reviewing sums insured Seven in 10 flood claims are now surface water events. Rebuild costs rose 3.9% to July 2026. A sum insured set two years ago may…...

3+ week, 3+ day ago   (315+ words) Wildfire risk pricing runs into a problem that hail and hurricane coverage never posed: the house next door matters nearly as much as the house itself. Vigus was careful to separate what's realistic for an individual homeowner from what requires…...

3+ week, 3+ day ago   (388+ words) RockRose Risk's pitch to homeowners associations and hotel owners in fire country has always been the same: harden your property, document it, and the brokerage will push carriers to reflect that work in your premium. The three-year-old company now wants…...

3+ week, 3+ day ago   (303+ words) Intact Insurance has launched a social media video series built around a handcrafted, 1:12 scale miniature house subjected to five extreme weather perils: wildfire, flooding, hail, wind and snow. "For many homeowners, the risks of extreme weather can feel abstract," said…...