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At AM Specialty Insurance Co., Nishad Lad, head of data and software development, has been placed at the forefront of transforming the Dallas, Texas-based
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Viewpoint: When Andrew Returns - A Look Back at a Pivotal Insurance Event
2+ week, 5+ day ago (238+ words) 1992 The financial shock was without precedent. Andrew caused roughly $26.5 billion in economic damage...100,000 damaged. The storm that built an industry If Andrew came back tomorrow It is important to note that...of us who build and use catastrophe analytics, Andrew…...
Viewpoint: After 3 Years of Retreat, Insurance Capacity Is Returning to California
3+ day, 14+ hour ago (292+ words) For the first time in three years, capacity is returning to the California homeowners insurance market. Those commitments are showing up in policy counts, not just press releases. After three years of pullback, the trend seems to be finally turning....
Homeowners Insurance Market Reaches 'Fragmented Phase,' Says S&P GMI
6+ day, 19+ hour ago (350+ words) New research from S&P Global Market Intelligence looks to suggest that homeowners insurers are reaching rate adequacy, but certain marketplace factors are creating what it called a “fragmented phase.” Nationally, the U.S. effective approved homeowners rate change declined…...
Markets/Coverages: Classic Car Insurer OpenRoad Expands to 40 States
2+ week, 5+ day ago (151+ words) OpenRoad Insurance, a provider of specialized insurance for classic and collector vehicles and related coverages, said it is now licensed in 40 U.S. states, up from 35 since March. OpenRoad launched two years ago. The latest states added to OpenRoad Insurance’s portfolio include:…...
Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds
1+ week, 3+ day ago (408+ words) Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. And auto insurance rates in the state did fall—by 4.1% last year, a marked difference…...
Bamboo Insurance Launches Texas Homeowner Program
4+ day, 2+ hour ago (161+ words) Bamboo Insurance announced the launch of its Texas Essential Homeowner Program, a new admitted, flexible product designed to give Texas homeowners greater flexibility in how they structure their coverage. Bamboo Insurance said the structure keeps coverage transparent while providing greater…...