News
Seventh Circuit Equates UL Monthly Policy Charges to Premiums to Hold Illinois Premium Notice Statute Does Not Apply
3+ hour, 16+ min ago (277+ words) In Dahleh v. Minnesota Life Ins. Co., No. 25-1315, 2026 U.S. App. LEXIS 1378 (7th Cir. Jan. 20, 2026), the Seventh Circuit affirmed the District Court's award of summary judgment to Minnesota Life on plaintiff's claim that the insurer improperly canceled a universal life insurance policy in violation…...
As Winter Storm “Fern” Thaws, Take Note of Keys to Insurance Recovery
2+ day, 38+ min ago (111+ words) As the great thaw is underway across much of the country, Winter Storm Fern is now poised to be the most expensive weather event to hit the U.S., with economic losses estimated to surpass $100 billion....By: Bradley Arant Boult Cummings LLP…...
AI Tools and Bad Faith Risk in Insurance Claim Handling: Lessons from Lokken
2+ day, 1+ hour ago (198+ words) Lokken v. UnitedHealth Group, Inc. The Lokken court dismissed most state-law and statutory claims by applying the Medicare Act preemption. Critically, however, two claims survived: breach of contract and breach of the implied covenant of good faith and fair dealing. The…...
Winter Weather Event ‘Fern’ & Lessons from ‘Uri’: Key Insurance Recovery Considerations for Businesses
5+ day, 6+ min ago (445+ words) Recent winter storms across Texas and the southern United States underscore the ongoing insurance-recovery risks posed by extreme weather events. Drawing on lessons from Winter Storm Uri and the more recent January 2026 winter storm, this LawFlash outlines key steps businesses…...
New Oil Christian Center v. GuideOne Mutual Insurance Co.
5+ day, 1+ hour ago (817+ words) In New Oil Christian Center v. GuideOne Mutual Insurance Co., 2025 WL 642914 (D. Minn. Feb. 27, 2025), the court held that a commercial property policy provision limiting recovery for roof surfacing to actual cash value (ACV) did not bar recovery for code-compliance costs, even when…...
Digging Out from Under Winter Storm Fern: Key Insurance Considerations for Commercial Policyholders
1+ week, 2+ hour ago (372+ words) As commercial policyholders begin recovery efforts, early and informed action is critical to preserving coverage and maximizing insurance recovery. 1. Mitigate Damage While Preserving Evidence Most commercial property policies require insureds to take reasonable steps to protect property from further damage....
AG Watch: Calif. Fills Federal Consumer Protection Void
1+ week, 1+ day ago (172+ words) This article is part of a regular column in which each installment features observations on one state's attorney general enforcement news and trends, and the compliance implications....By: Cooley LLP AG Watch: Calif. Fills Federal Consumer Protection Void This article…...
2026 Best Practices for Construction Project Insurance
2+ week, 5+ hour ago (260+ words) In 20-plus years of practicing construction law, I've encountered plenty of insurance-related mistakes but also quite a few best practices to emulate as lessons learned. To mitigate the danger of lacking or losing coverage, keep in mind the following typical…...
Allstate: Issues Consumers Face and What California Law Says About Insurance
3+ week, 1+ day ago (563+ words) Insurance companies play a critical role in protecting drivers, homeowners, and families when accidents, injuries, and property damage occur. However, some insurers receive more consumer complaints and disputed claims than others. Among the national auto and home insurance carriers, Allstate…...
Virginia Workers’ Compensation Law Alert: New Failure-to-Report Civil Penalties for Self-Insurers Now in Effect (Effective January 1, 2026)
3+ week, 1+ day ago (207+ words) Effective January 1, 2026, the Virginia Workers" Compensation Commission began enforcing new civil penalties for failures to comply with required reporting obligations under the Virginia Workers" Compensation Act....By: Chartwell Law Virginia Workers" Compensation Law Alert: New Failure-to-Report Civil Penalties for Self-Insurers…...