News
FEMA cuts and home insurance rates: How a shrinking disaster response budget could hurt your budget
7+ hour, 3+ min ago (1594+ words) Funding cuts to federal programs, such as FEMA's Building Resilient Infrastructure and Communities (BRIC) program and the National Flood Insurance Program (NFIP), reduce disaster preparedness and response across the U. S. Budget cuts to these programs lead to slower disaster response, fewer…...
Is Workers" Compensation insurance for sole proprietors required?
5+ day, 2+ hour ago (1185+ words) Workers" compensation insurance coverage for sole proprietors depends on your state, industry and the type of work you do. In many cases, sole proprietor workers' comp requirements depend on whether you hire employees, hold a trade license or work under…...
How to know if property damage is covered by insurance
1+ mon, 2+ week ago (1643+ words) Your home is your haven. Beyond that, it's an asset and investment that should be protected from losses. Having your home insured does more than provide you with a reliable safety buffer for your valuable investment " it also gives you…...
President Trump bashed State Farm on social media: Why it didn't come out of the blue
1+ week, 3+ day ago (980+ words) Victims of the January 2025 wildfires unhappy with how insurers have handled their claims have filed lawsuits, protested and complained to local and state officials. This week, they got support from an unexpected ally: President Trump. He also asked U. S. Environmental Protection…...
HO-2 homeowners insurance policies
8+ mon, 3+ week ago (654+ words) An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire and lightning, windstorms and hail, and theft. HO-2 policies…...
Consumer Reports Says These Are The Best Car Insurance Companies
2+ mon, 4+ week ago (758+ words) woman on cell phone looking at dented car after crash - Garun. Prdt/Shutterstock Finding the right car insurance for you can be a tricky proposition. Every state in the United States " with the. .. There is only one car insurance company…...
Are Georgia and other states becoming uninsurable? We have the latest data
3+ week, 5+ day ago (420+ words) A tree-damaged house near Evans, Georgia as seen shortly after Hurricane Helene damaged the area in 2024. Ross Williams/Georgia Recorder By Jake Bittle, Emily Jones, Juanpablo Ramirez-Franco, Vivian La, Anila Yoganathan, Katie Myers, and Clayton Aldern This coverage is made…...
The state of home insurance in 2026: Increasing rates, climate change, and consumer frustration
2+ mon, 2+ week ago (1663+ words) Rate increases over the past few years have been hitting homeowners hard, thanks to increasingly volatile weather, inflation, and other factors. 2026 should see stabilization in the home insurance market, but, depending on where you live, you probably shouldn't count on…...
What does liability insurance cover? Types, examples and which coverage matters most
1+ day, 8+ hour ago (1686+ words) There are two main categories of liability insurance policies: Business liability insurance. This is coverage designed to address the risks that come with running a business, such as legal issues, causing damage to other people's property or medical costs for…...
Rising homeowners" insurance: SW Florida already pays more than most
1+ day, 18+ hour ago (818+ words) With Florida homeowners by far already paying the highest home insurance premiums in the country, especially in this part of the Peninsula, costs are projected to climb again in 2026 as insurers continue adjusting to hurricane risk and the ongoing rebuilding…...