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housingwire.com > articles > california-condo-reform-bills

California bills target condo deposits and defect liability

12+ hour, 56+ min ago  (787+ words) California lawmakers are weighing AB 1406 to raise the condo liquidated damages cap from 3% to 6% and AB 1903 to create a right to repair path for defect claims. Supporters cite financing and litigation costs as key barriers to condo construction." AI Summary…...

HousingWire
housingwire.com > articles > condo-insurance-rules-update

Mortgage experts weigh in on GSE condo updates

5+ day, 10+ hour ago  (847+ words) The GSEs announced updates to condo insurance rules, including more flexibility on replacement costs and deductibles. Limited and streamlined condo reviews end Aug. 3, and reserve requirements rise from 10% to 15% by 2027." AI Summary Fannie Mae and Freddie Mac last week enacted…...

HousingWire
housingwire.com > articles > insurance-is-having-a-growing-impact-on-condo-affordability

Insurance is having a growing impact on condo affordability

5+ day, 21+ hour ago  (668+ words) On Wednesday, Fannie Mae and Freddie Mac adopted extensive changes to their requirements for approvals of condominium projects that are eligible for their loan purchase." The changes created more flexibility and affordability with respect to replacement cost and deductible requirements…...

HousingWire
housingwire.com > articles > price-listings-seller-resistance

How to price listings when sellers resist market data

1+ week, 1+ day ago  (486+ words) The article outlines why legacy pricing scripts underperform when sellers arrive anchored to online estimates and 2021 outcomes. It suggests a diagnosis-first conversation, a three-price forecast tied to time and likelihood, and walking away when needed." AI Summary Let me be…...

HousingWire
housingwire.com > articles > mitigation-insurability-builders

How Builders Strengthen Mitigation & Insurability in a Hard Market

1+ week, 6+ day ago  (795+ words) HousingWire: What specific mitigation (building and neighborhood resiliency) features are now showing a clear correlation with lower premiums or improved insurability across Westwood's portfolio data? In some higher-risk areas, we are also seeing mitigation shift from a "nice-to-have" to a…...

HousingWire
housingwire.com > articles > planet-goosehead-insurance-partnership

Planet, Goosehead launch home insurance partnership

1+ mon, 3+ week ago  (360+ words) Planet Insurance Agency is partnering with Goosehead Insurance to offer customers access to policies from more than 200 carriers. The move comes as homeowners insurance premiums rise across the U.S. " AI Summary Planet Insurance Agency announced Thursday that it has entered into…...

housingwire.com
housingwire.com > articles > rising-insurance-costs-shape-homeowner-decisions-in-2026

Rising insurance costs shape homeowner decisions in 2026

2+ mon, 3+ week ago  (850+ words) Rising home insurance costs are intensifying housing affordability pressures, with premiums up 24% since 2021 and most homeowners expecting further increases in 2026. Nearly half say insurance heavily influences buying decisions, while climate risks, modest home price growth and persistently high mortgage rates…...

HousingWire
housingwire.com > articles > builders-insurance-buyer-trust

Buyer angst puts home insurance at the center of the purchase

3+ mon, 2+ week ago  (1301+ words) Rising premiums and climate risk make insurance transparency a key factor in buyer decisions and brand trust. In today's market, the buyer standing in your model home isn't just asking, "Can I afford this?" They're questioning: "Will anyone insure it…...

HousingWire
housingwire.com > articles > why-u-s-home-insurance-costs-have-leapt-in-the-past-decade

Why U.S. home insurance costs have leapt in the past decade  

3+ mon, 3+ week ago  (591+ words) Why insurers are charging more, homeowners are paying more and what it means for affordability The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation…...

HousingWire
housingwire.com > events > welcome-to-the-risk-era-insurance-solutions-that-actually-work

Welcome to the Risk Era: Insurance Solutions That Actually Work

7+ mon, 2+ week ago  (124+ words) Please join us for a discussion on the state of the insurance market facing the banking community. This session will cover key trends in property, cyber, and executive liability markets, revealing how global events, climate challenges, and emerging technologies are…...