2+ hour, 58+ min ago  (1063+ words) The letters arrived in every Hidden Valley mailbox'one Monday in December.' Each was addressed simply: "Dear Homeowner." "The payment is not optional, the letter warned. "The assessment is secured by an automatic lien against your home." Public records show that…...

8+ mon, 4+ week ago  (242+ words) A warranty is different from homeowners insurance, which covers a home's structure and belongings in the event of a fire, storm, flood, or other accident. Warranties are for replacing or repairing items due to normal wear and tear. At their…...