8+ hour ago   (614+ words) Insurance Business Why home insurance prices are quietly becoming a 2026 midterm flashpoint Why premiums may well have a big part to pay in the elections this year For most of the last decade, homeowners insurance sat somewhere near the bottom…...

8+ hour, 32+ min ago   (949+ words) For brokers placing individual ACA and group health business in Florida, the number that matters most in AM Best's latest rating action isn't the letter grade. It's what sits behind it: a capital hit tied to the same subsidy cliff…...

1+ hour, 23+ min ago   (938+ words) Insurance Business Forestry fire cover shrinks while mainstream insurers stay profitable A class-specific withdrawal, not a market-wide one – and brokers should take note Two hundred thousand hectares of New Zealand commercial plantation forest have moved outside the insured fire pool…...

18+ hour, 30+ min ago   (379+ words) The reduction began impacting customers with policies renewing on July 15, with subsequent renewals also reflecting the lower rates. "These rate decreases reflect positive changes in Florida's insurance marketplace and the continued benefits of legislative reforms," said Paul Adkins, CEO of…...

9+ hour, 17+ min ago   (559+ words) Insurance Business Rebuild costs are outpacing sums insured - BCIS says drought is making it worse Massive subsidence claims and a widening underinsurance gap mean brokers have a narrowing window to request updated rebuild-cost data before the next renewal, BCIS warns…...

3+ day, 6+ hour ago   (419+ words) “Admittedly, some of these valuables were stored in a bank vault, but some were on the homestead,” said Birch. “Fire sprinklers and risk mitigation measures were installed across the property to manage the exposure.” These days, that level of exposure…...

4+ day, 19+ hour ago   (490+ words) As Florida's 2026 gubernatorial race takes shape, insurance affordability has emerged as one of the central issues of the campaign, with candidates across the political spectrum proposing distinct approaches to the state's homeowners and auto insurance markets. Independent candidate Frank Russo…...

5+ day, 9+ hour ago   (730+ words) Insurance Business How commercial carriers are turning digital distribution into a retention advantage As the market softens, carriers that built capability now have a structural retention edge over those that did not In 2025, 87% of commercial lines insurance in the United…...

5+ day, 11+ hour ago   (328+ words) The transaction took effect March 31. Terms were not disclosed. The announcement came July 28, four months after the deal closed. Founded in 1986 as an independent life and health agency on Milwaukee's North Shore, Mid-State expanded into a full-service, multi-line operation by…...

5+ day, 7+ hour ago   (632+ words) Insurance Business NatWest's 60-second insurance quotes are convenient. Are they actually advice? Uinsure built its name serving brokers. Its new exclusive tie-up with NatWest goes over their heads entirely, straight to millions of banking customers, without a broker in the…...