8+ hour, 44+ min ago  (331+ words) Florida OIR orders company with $2.2 million warranty premium to end unlicensed business'Insurance Business Florida OIR orders company with $2.2 million warranty premium to end unlicensed business American Dreams Auto Protect had nearly 900 in-force contracts and more than $2.2 million in unearned written…...

2+ day, 3+ hour ago  (256+ words) A San Antonio motel owner is suing Great Lakes Insurance SE, alleging the surplus lines carrier lowballed storm damage by more than $175,000. The lawsuit, filed on February 12, 2026, in the United States District Court for the Western District of Texas, pits…...

2+ day, 13+ hour ago  (418+ words) A federal court ruled adjusters cannot override policy exclusions with on-site promises, even when homeowners make costly repairs based on those coverage assurances. The February 12 decision from the Fifth Circuit Court of Appeals tackles a scenario familiar to many claims…...

2+ day, 13+ hour ago  (474+ words) California lawmakers are weighing legislation that would set the country's first formal standards for handling smoke damage to homes, a move that could reshape wildfire-related claims and remediation practices for property insurers in the state. According to a report from…...

5+ day, 7+ hour ago  (191+ words) An Iowa appeals court has backed an insurer on strict contractual suit deadlines, ruling that policy requests to independent agents don't bind the insurance carrier. A recent Iowa appellate ruling offers a reminder to insurance professionals about the importance of…...

5+ day, 10+ hour ago  (531+ words) Porch Group posted a 27% gross loss ratio for 2025 in its homeowners' insurance reciprocal exchange, sharply outperforming an industry that averaged 65% in 2024 and deteriorated to nearly 79% in the first half of 2025 amid severe storms and California wildfires. The Seattle-based company reported…...

5+ day, 13+ hour ago  (294+ words) Oklahoma adopts 2025 Valuation Manual for life and health insurers'Insurance Business Oklahoma adopts 2025 Valuation Manual for life and health insurers The notice is directed to all life and accident and health insurers and follows earlier guidance from the NAIC In a…...

5+ day, 13+ hour ago  (454+ words) MS Amlin reported an insurance service profit of "183 million (around $249 million)for the nine months ended September 2025, rebounding strongly from California wildfire losses that added 10 percentage points to its first-half combined ratio The Lloyd's syndicate's combined ratio improved to 86.1% for…...

6+ day, 11+ hour ago  (457+ words) Liberty Mutual Canada has become the first insurer to join the Climate Smart Buildings Alliance (CSBA), adding an insurance perspective to a Canadian coalition focused on accelerating low-carbon and climate-resilient practices in the built environment. The move comes as insurers…...

5+ mon, 2+ week ago  (370+ words) Canadian small business owners may feel prepared for the unexpected but new research suggests they remain hesitant to rely on insurance when trouble hits." A survey from TD Insurance found that while almost all small business owners (94%) report having business…...