News
Empire State of Scrutiny: The New York FAIR Act and Auto Lending
3+ hour, 12+ min ago (260+ words) California DFPI's Next Target: Credit Reporting Industry " FCRA Focus Why Won't the USPTO Register My Last Name? " No Infringement Intended Podcast Point-of-Sale Finance Series: Privacy, Breaches, and Data Monetization " The Consumer Finance Podcast 'Desk Drawer Roundup': NIL Contract Fights, Eligibility…...
Texas Regulatory Action Underscores Insurer Accountability for TPA Compliance
1+ week, 20+ hour ago (391+ words) Key Takeaways: A Florida-based insurer was recently fined by the Texas Department of Insurance for failing to ensure the competent administration of its programs by working with an unlicensed TPA and failing to conduct statutorily required semiannual reviews and biennial…...
Flood Claims Under the SFIP: How Failing to Comply with Strict Policy Deadlines Can Sink Your Flood Claim
1+ week, 5+ day ago (598+ words) That assumption can be fatal to an otherwise valid flood claim. The SFIP is a federally codified policy governed strictly by statutory and regulatory requirements, and courts enforce those requirements rigorously. Failure to comply'often on purely procedural grounds'can bar recovery…...
Colorado Appellate Court Interprets State’s Insurance Disclosure Statute to Apply to Policy Not in Effect on Date of Underlying Claim
2+ week, 5+ hour ago (242+ words) On February 5, 2026, a divided panel of the Colorado Court of Appeals determined that an insurer that refused to produce an auto insurance policy issued after the subject accident in response to a statutory insurance-disclosure request violated the statute and was…...
Who Pays When Buildings Fail? Proposed Liability Changes And New Homeowner Protections
2+ week, 7+ hour ago (442+ words) In August 2025, the Building and Construction Minister announced a major overhaul of the building consent system under the Building Act 2004 (New Zealand) (Act) " the most significant reform since the Act's enactment. The August 2025 announcement was followed by a further announcement…...
Key Takeaways from the California Public Utilities Commission SB 254 Wildfire Report
2+ week, 3+ day ago (921+ words) The California Public Utilities Commission (Commission) recently issued its Senate Bill 254 Information and Recommendations (Report) in response to Executive Order N-34-25 and the recent Senate Bill 254 (Becker, 2025) (SB 254) which overhauled California's approach to wildfires. The Report warns that the current system…...
Seventh Circuit Equates UL Monthly Policy Charges to Premiums to Hold Illinois Premium Notice Statute Does Not Apply
2+ week, 6+ day ago (277+ words) In Dahleh v. Minnesota Life Ins. Co., No. 25-1315, 2026 U.S. App. LEXIS 1378 (7th Cir. Jan. 20, 2026), the Seventh Circuit affirmed the District Court's award of summary judgment to Minnesota Life on plaintiff's claim that the insurer improperly canceled a universal life insurance policy in violation…...
As Winter Storm “Fern” Thaws, Take Note of Keys to Insurance Recovery
3+ week, 1+ day ago (111+ words) As the great thaw is underway across much of the country, Winter Storm Fern is now poised to be the most expensive weather event to hit the U.S., with economic losses estimated to surpass $100 billion....By: Bradley Arant Boult Cummings LLP…...
AI Tools and Bad Faith Risk in Insurance Claim Handling: Lessons from Lokken
3+ week, 1+ day ago (198+ words) Lokken v. UnitedHealth Group, Inc. The Lokken court dismissed most state-law and statutory claims by applying the Medicare Act preemption. Critically, however, two claims survived: breach of contract and breach of the implied covenant of good faith and fair dealing. The…...
Winter Weather Event ‘Fern’ & Lessons from ‘Uri’: Key Insurance Recovery Considerations for Businesses
3+ week, 4+ day ago (445+ words) Recent winter storms across Texas and the southern United States underscore the ongoing insurance-recovery risks posed by extreme weather events. Drawing on lessons from Winter Storm Uri and the more recent January 2026 winter storm, this LawFlash outlines key steps businesses…...