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News
What happens to your home insurance when you move to another state
2+ hour, 48+ min ago (1440+ words) Because home insurance is tied to the property, you’ll need a new policy when you move. Factors like the home’s location, age, construction...
KRDO13 Investigates: The home insurance fine print loophole that could cost you thousands
4+ mon, 1+ week ago (1404+ words) COLORADO SPRINGS, Colo. (KRDO) – Home insurance rates in Colorado have surged more than 50 percent in just a few years. But some homeowners say it’s not just the price of coverage that’s changing — it’s what that coverage actually pays. KRDO13 Investigates found…...
10 financial vital signs to check each year, and the 3 most Americans ignore
5+ mon, 1+ week ago (1867+ words) Early in the year is a popular time to set financial goals and resolutions. But before you can plan where you want to go, it’s important to know where you’re starting from. Wealth Enhancement highlights financial vital signs that can…...
Do I need general liability insurance as a freelancer?
6+ mon, 4+ day ago (504+ words) It could help cover costs If a client or someone else claims you caused: General liability coverage could help you cover medical bills, repairs or replacements, legal fees, defense costs and settlements. Imagine if: Yes — and in some cases it’s…...
Understanding the rising cost of renters insurance
6+ mon, 1+ week ago (1231+ words) If you lease a space, you’ve got fewer home-maintenance things to worry about than homeowners do. But renters and their personal property can be just as vulnerable to theft, damage and visitor injury. That’s why it’s smart to purchase renters…...
Manitou Springs City Council to consider billing your insurance emergency fees
6+ mon, 1+ week ago (280+ words) MANITOU SPRINGS, COLO. (KRDO) - On Tuesday, January 20, the Manitou Springs City Council is planning on having the first reading for Ordinance 0126. "Historically, we've been doing it for free. The city has not been incurring the costs except for the replacement…...
Which states limit renters insurance requirements and which do not
6+ mon, 3+ week ago (267+ words) Renters in these states are more likely to see clearer limits on insurance demands written into landlord-tenant law, offering additional consumer safeguards and greater transparency in lease agreements. These protections are especially important in competitive rental markets where insurance requirements…...
Homeowners insurance and earthquake coverage: Which states offer protection?
6+ mon, 3+ week ago (588+ words) Earthquake damage is not covered by a standard homeowners insurance policy in the United States. Instead, earthquake protection is typically available either as a separate earthquake policy or an endorsement added to a homeowners policy, depending on the state and…...
Beyond the house: Insuring your deck, fence, and detached garage
7+ mon, 1+ week ago (568+ words) When homeowners review their policy, their focus often remains on Coverage A: Dwelling, which is the physical structure of the main house. However, a significant portion of a property’s value resides in its external, unattached structures, such as detached garages, fencing,…...
What homeowners must know about their insurance quotes as the year ends
7+ mon, 1+ week ago (392+ words) This isn’t about scare tactics; it’s about smart planning. Cheap Insurance is going to dive deep into the forces that shape your home insurance quote, reveal the money-saving levers you can pull, and give you the knowledge to make your…...