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livemint. com > money > personal-finance > heavy-rains-damaged-your-car-heres-what-motor-insurance-covers-and-what-it-wont-11783600787411. html

Heavy rains damaged your car? Here's what motor insurance covers and what it doesn't

3+ hour, 52+ min ago  (688+ words) Heavy rains that lashed Delhi this week, toppling trees and damaging parked vehicles, have once again put the spotlight on an annual monsoon problem for motorists. For thousands of car owners caught in similar situations every monsoon, one question inevitably…...

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livemint. com > money > personal-finance > light-commercial-vehicle-insurance-motor-insurance-pricing-commercial-vehicle-add-ons-zero-depreciation-cover-11778691867596. html

Bought your first commercial vehicle? Here's how insurance works

1+ mon, 3+ week ago  (440+ words) I own a small logistics business and recently purchased a light commercial vehicle for city deliveries. Since this is my first commercial vehicle, I'm not very familiar with how motor insurance works in terms of pricing, coverage, and claims. How…...

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livemint. com > money > personal-finance > hdfc-ergo-optima-secure-vs-optima-secure-plus-2026-features-benefits-premium-coverage-infinite-bonus-11777371127901. html

HDFC ERGO Optima Secure vs Optima Secure Plus 2026: Features, benefits, premium, coverage and infinite bonus compared

2+ mon, 1+ week ago  (255+ words) In April 2026, HDFC ERGO launched its premium Optima Secure Plus plan. This signals a well-thought-out strategic pivot for the insurer from the legacy approach towards a competitive, feature-rich model. HDFC ERGO has already insured over 1. 5 crore lives and paid out…...

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livemint. com > money > home-insurance-india-rwa-building-insurance-apartment-underinsurance-agreed-value-policy-reinstatement-value-11777310519968. html

Why apartment owners need personal home insurance beyond their RWA's cover

2+ mon, 1+ week ago  (805+ words) Some years ago, my aunt's flat in Delhi was gutted in a fire. She assumed the Resident Welfare Association (RWA)'s building insurance would take care of things. It did not. She struggled to obtain a copy of the policy…...

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livemint. com > money > personal-finance > home-loan-insurance-housing-banks-policy-11761985924952. html

Home loan insurance: Why your cover may not match your loan

8+ mon, 6+ day ago  (1160+ words) Festivals in India are considered auspicious for making big purchases, and for many families, that means buying a home. This year has been no different. Property registrations have jumped 32% from a year earlier in September, with Mumbai alone accounting for…...

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livemint. com > money > why-india-needs-home-and-property-insurance-11761719521580. html

Reality hits home: Why India can't afford to ignore property insurance

8+ mon, 1+ week ago  (521+ words) A home or a place of business is often the single largest investment a family or an entrepreneur makes. Protecting that investment should be as fundamental as building it. Yet in India, the conversation on home and property insurance remains…...

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livemint. com > opinion > online-views > parametric-insurance-indian-farmers-climate-linked-pradhan-mantri-fasal-bima-yojana-pmfby-agriculture-gdp-disaster-rural-11761129747556. html

Farmers need insurance payouts for climate setbacks without proving losses

8+ mon, 2+ week ago  (626+ words) India's agriculture sector employs nearly half of its population and accounts for about 18% of the country's gross domestic product (GDP). It relies on smallholder farmers, representing around 86% of all farm holdings in India. These farmers and other vulnerable communities at…...

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livemint. com > opinion > online-views > climate-change-insurance-premium-india-industry-risk-crop-parametric-renewable-energy-cyclone-flood-business-urban-city-11757427645698. html

Brace for risk repricing as insurers face rising climate claims

9+ mon, 4+ week ago  (228+ words) The climate emergency is no longer a distant threat on actuarial spreadsheets. It is reshaping how insurers calculate risk, fix prices and design products. Insurance, once built on the assumption that yesterday's weather is a fair guide to tomorrow's, is…...

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livemint. com > money > home-insurance-india-flood-damage-insurance-home-insurance-mistakes-sbi-general-insurance-home-insurance-claims-11756200477050. html

Insuring your home? Avoiding these 5 common mistakes can make all the difference

10+ mon, 2+ week ago  (640+ words) Over the past month, torrential rainfall has left people stranded in parts of Hyderabad and some cities in Maharashtra. These aren't isolated cases " various Indian cities and towns suffer floods every monsoon. In the aftermath of floods, many homeowners are…...

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livemint. com > money > personal-finance > home-insurance-what-it-covers-how-much-it-costs-all-you-need-to-know-11752569056550. html

Home Insurance: What it covers, how much it costs " All you need to know

11+ mon, 3+ week ago  (572+ words) A good home insurance covers a whole host of incidents including flood, cyclone, tsunami and earthquakes. Here is a guide on what home insurance covers, exclusions and things that you should keep in mind while opting for such policies. Subsidence…...