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News
Northeast Florida HOA fees are climbing, but what homeowners pay varies sharply by county
1+ day, 24+ min ago (505+ words) Monthly HOA charges are taking up more room in the cost of owning a home across the country, and buyers in Northeast Florida are dealing with that pressure too. How much that adds to a monthly budget depends a lot…...
California homeowners could end up subsidizing wildfire risk in 9 wealthy ZIP codes
5+ day, 21+ hour ago (597+ words) "It is a real challenge in terms of how to undo this escalation of liability that we're seeing." California's mounting wildfire insurance strain is no longer confined to wealthy neighborhoods in the state's highest-risk fire zones. Within California's backup insurance…...
Florida man paid off his house, dropped insurance, and Hurricane Milton tore off the roof
2+ week, 3+ day ago (421+ words) "A growing number of homeowners are choosing to take the gamble – and many have lost." A Florida homeowner paid off his mortgage, dropped his homeowner's insurance, and then watched Hurricane Milton tear the roof off his house about two months…...
Homeowner receives warnings after finding notorious 'Tree of Heaven' growing beside house
3+ week, 2+ day ago (513+ words) "It's got one growing right next to it that has broken the foundation in half." A homeowner new to their property brought a yard concern to Reddit after finding a large Tree of Heaven near the house and seeing spotted…...
Colorado homeowners hit by softball-sized hail could face a brutal roof bill surprise
3+ week, 6+ day ago (484+ words) Colorado's softball-sized hailstorm this week has left homeowners evaluating damage to roofs and vehicles — and deciding whether to file an insurance claim or pay for repairs themselves. According to a report from MarketWatch, having home insurance may not spare them…...
US insurers banked $68.7 billion in 2025 as policyholders fueled a record $1.27 trillion surplus
1+ mon, 1+ day ago (421+ words) "Instead, insurers charged higher premiums while paying less in claims." A new analysis is adding fuel to a debate many homeowners and drivers already know well: Insurance bills keep climbing, even as insurers report eye-popping gains. Public Citizen's latest review…...
HOA fees keep climbing in California, and lawmakers want to rein in the next big jump
1+ mon, 1+ day ago (564+ words) "Nobody's salary or Social Security or retirement income goes up by those kinds of percentages." State lawmakers are debating whether tighter limits on future increases could help keep existing residents from being priced out of the communities they already call…...
North Carolina homeowners brace for statewide insurance hike as families warn of added strain
2+ mon, 6+ day ago (404+ words) The situation also shows how decisions made by insurers can ripple through entire communities. North Carolina homeowners are about to pay more to protect their homes, even after state officials scaled back a much steeper proposal from insurers. Starting June…...
Thousands of Bay Area homeowners face steep wildfire insurance hikes as FAIR Plan rates jump 30%
2+ mon, 1+ week ago (492+ words) "This is really going to hit hard for a lot of people." Thousands of Bay Area homeowners in wildfire-prone neighborhoods are about to get hit with a major new expense: higher insurance bills. Starting Oct. 15, California's FAIR Plan — the coverage…...
These states now have the cheapest and most expensive home insurance as climate risks reshape the map
2+ mon, 1+ week ago (524+ words) The national average premium is now $2,424 per year for $300,000 in dwelling coverage. Home insurance premiums in the U.S. are becoming one of the clearest examples of how extreme weather events are increasingly shaping everyday costs. As Quartz summarized, a Bankrate analysis…...