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Insurance Journal
insurancejournal.com > news > national > 01/29/2026 > 856104.htm

Another Opportunity for Private Flood Insurers as Another Lapse Looms for NFIP

Another Opportunity for Private Flood Insurers as Another Lapse Looms for NFIP4+ day, 21+ hour ago   (1051+ words) The clock is ticking on the National Flood Insurance Program'again. The NFIP is part of the federal funding package, which is set to expire at the end of Jan. 30. Unless Congress compromises on several issues, namely funding for the Department…...

Insurance Journal
insurancejournal.com > news > southeast > 01/26/2026 > 855495.htm

Florida Board Drafting Rules That Could Stem Bogus Engineering Reports in Claims

Florida Board Drafting Rules That Could Stem Bogus Engineering Reports in Claims1+ week, 1+ day ago   (895+ words) For the last several years, complaints have piled up, contending that some Florida engineers have testified or have submitted reports in insurance claims lawsuits about major property damage that was somehow caused by relatively minor wind events. Some of the…...

Insurance Journal
insurancejournal.com > magazines > mag-features > 01/26/2026 > 855304.htm

California Bill Seeks to Add 'Transparency' to Aerial Images Used by Insurers

California Bill Seeks to Add 'Transparency' to Aerial Images Used by Insurers1+ week, 1+ day ago   (217+ words) A California lawmaker is pushing to require insurers to notify homeowners in advance of taking or using aerial images of their property, and to stop insurers from basing decisions to cancel, non-renew, or reduce coverage based on aerial images older…...

Insurance Journal
insurancejournal.com > magazines > mag-features > 01/26/2026 > 855305.htm

California Bill Would Require Insurer Claims Handling Plans, and Double Penalties

California Bill Would Require Insurer Claims Handling Plans, and Double Penalties1+ week, 1+ day ago   (357+ words) A bill that promises legislative reform in California to speed up disaster recovery for homeowners and renters through improved insurance coverage and expanded consumer protections was introduced on the anniversary of the Los Angeles wildfires. The Disaster Recovery Reform Act,…...

Insurance Journal
insurancejournal.com > news > southeast > 01/23/2026 > 855342.htm

Security First Latest Florida Insurer to Roll Back HO3 Rates

Security First Latest Florida Insurer to Roll Back HO3 Rates1+ week, 4+ day ago   (263+ words) Hot on the heels of a significant rate cut in December, Florida's Security First Insurance has announced another average decrease for one of its homeowners products. The use-and-file decrease will average about 5.2% for the carrier's Signature+ HO3 policies, a " Hot on…...

Insurance Journal
insurancejournal.com > news > west > 01/23/2026 > 855144.htm

Washington Bill Granting Restitution to Insurance Consumers Passes State Senate

Washington Bill Granting Restitution to Insurance Consumers Passes State Senate1+ week, 4+ day ago   (170+ words) A bill to provide restitution to policyholders harmed by their insurer or agent passed the Washington Senate on Wednesday on a 29 to 20 vote. The bill, sponsored by Insurance Commissioner Patty Kuderer and sponsored by Senator Adrian Cortes (D'Battle Ground), would…...

Insurance Journal
insurancejournal.com > news > southeast > 01/20/2026 > 854797.htm

Florida OIR Triples the Size of Citizens' Rate Decrease

Florida OIR Triples the Size of Citizens' Rate Decrease2+ week, 7+ hour ago   (276+ words) With takeouts continuing at a steady pace and more carriers working the Florida property insurance market, state regulators saw fit to more than triple the size of Citizens" Property Insurance Corp. recent rate decrease request. The Florida Office of Insurance…...

Insurance Journal
insurancejournal.com > news > west > 01/20/2026 > 854686.htm

LA Fire Survivors Got a Rude Surprise That Could Hit More Americans

LA Fire Survivors Got a Rude Surprise That Could Hit More Americans2+ week, 7+ hour ago   (611+ words) A year after the Los Angeles wildfires, many survivors face the same problem: Their insurance policies aren't paying out enough to cover the cost of rebuilding. It's a tragic predicament. And it will happen again when the next disaster hits....

Insurance Journal
insurancejournal.com > news > east > 01/20/2026 > 854830.htm

Grandson Not Covered Under Grandma's Home Insurance

Grandson Not Covered Under Grandma's Home Insurance2+ week, 7+ hour ago   (504+ words) A homeowner's insurer was right to deny a grandmother coverage for a claim against her grandson because he did not qualify as a member of her household. The Massachusetts Appeals Court agreed with Arbella Mutual Insurance Co. that the grandson…...

Insurance Journal
insurancejournal.com > news > southcentral > 01/15/2026 > 854525.htm

Oklahoma Senate Minority Leader Proposes Insurance Reform Bills

Oklahoma Senate Minority Leader Proposes Insurance Reform Bills2+ week, 4+ day ago   (306+ words) An Oklahoma state senator has proposed a package of insurance reform bills she says will tackle the state's skyrocketing insurance costs. Democrat Sen. Julia Kirt, the Minority Leader of the Oklahoma Senate, has pre-filed three insurance-related bills ahead of the…...

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